“Lisbon represents the largest share of total orders, with 19.3%, followed by Faro and Porto, with 12.2% and 11.5%, respectively”, according to the report for the third quarter of 2023 by idealista/créditohabitação.

It is also in these districts that the purchase prices and loan amounts requested are higher in the third quarter of 2023 – especially because the prices of houses for sale are higher here. In Lisbon, Faro and Porto, non-resident citizens want to buy houses at prices above 240 thousand euros (on average). And in these districts, they request higher-value housing loans (between 179 thousand and 200 thousand euros).

“There is a tendency for non-residents to submit applications for housing credit in coastal areas”, highlights a report from idealista/créditohabitação. It is smaller in the interior of the country, with there even being districts where the weight of requests is less than 1%, as is the case of Bragança, Guarda, Portalegre, Évora and Beja. It should be noted that it is in Beja, Castelo Branco and Bragança that lower-value housing loans (less than 60 thousand euros) are requested to buy houses at lower prices (less than 90 thousand euros)

Financing percentages vary between 57% registered in Bragança and 88% requested in Guarda. Non-residents apply for housing loans with a maximum average age of 58 years in Portalegre and with a minimum average age of 38 years in Bragança.